For commerical accounts only

If client selects our 15 Day Free Demand Service, there shall be no fees due ACSI on monies collected from the use of ACSI letterhead and reported to ASCI during the 15 Day Free Demand Period. If client received a payment in full during the Free Demand Period, client shall notify ACSI at once by written confirmation.

If client believes such confirmation shall not be received by ACSI prior to activation, client shall telephone ACSI prior to activation and write ACSI that payment has been received. If client does not select Free Demand Service or ACSI has not been informed per the above, ACSI shall activate such account for collection pursuing the full amount or balance if partial payment has been made subject to the following:

• Contingency Fees - Commercial Accounts
• Accounts less than or equal to 120 days past due(oldest invoice)
• 20% on the first $2000.00 and
• 15% on the remaining balance collected.
• Accounts greater than 120 days past due and less than one year
• 25% on entire balance collected.
• The following accounts are subject to a contingency fee of 50%
• Claims over one year past due
• Claims less than   $200.00
• Consumer claims less than $500.00
Please Note

• A reduced fee of  33.3% shall be charged on consumer  claims greater  than or equal to $500.00
• Merchandise returned by debtor and accepted by the client shall be considered a settlement subject to charges not to exceed 50% of the full fee.
• A service fee will be provided to ACSI in consideration of time spent on accounts withdrawn pending collection or where proof of payment is provided. Said service fee shall not exceed 50% of the full fee.
• Lawsuits

Should client authorize a lawsuit to be filed, ACSI shall request monies from the client to serve as a litigation fund to cover court costs, processing, and retention of counsel. Litigation rates differ from those above and vary from state to state. Therefore, these rates will be quoted in our lawsuit requirement letter prior to authorization.
 Client authorizes ACSI to act as agent in fact for all funds collected by ACSI including depositing such funds in a client's trust fund bank account if a contingency fee is applicable.